When Is The Best Time To Refinance Your House


It’s a common misconception that the best time to refinance your mortgage is just before you get ready to close on a new home. In fact, most lenders require borrowers to have been in their current home for at least 12 months before they can even apply for financing!

In order to be eligible for a loan from our company, we also ask that you’ve owned your house for at least 6 months. This gives us enough time to find out about any trouble areas in your credit report and make sure that nothing will delay or adversely affect the process of getting approved through the lending process.