The best time to buy a house is the time that will give you the biggest return on investment. With this in mind, there are three main factors that determine when it’s ideal for you to purchase your home: 1) Each of these three factors can be affected by changes in interest rates and inflation; 2) The first factor (interest rates/inflation), although more variable than the other two, also affects how long it takes you to recoup your initial cost; 3) The second factor (time needed to repay loan), which affects all of the others as well, but has less influence over how much money you have left after purchasing your home.
Interest Rates & Inflation Since most mortgages are based on 30-year loans with fixed interest rate payments, any change in interest rates or inflation would have an immediate effect on our ability to afford our monthly payment. If mortgage rates go up due to increased demand from investors looking for higher yields , we might not be able to afford our current payment at its current level if prices rise significantly because we’ll need even more income each month just so we don’t miss payments or “fall behind.” Unfortunately, it’s impossible for us accurately predict what changes will impact future mortgage costs since no one really knows what they’re going t o happen next . To put this into perspective – let’s use an example where homeowners were required t o make their mortgage payments continue t o keep up with rising property values throughout their entire lives without ever